To me, wealth means having control and freedom over my life, not just having a lot of money.

To encourage students to save and plan for long-term wealth, I would focus on making the concepts practical, relatable, and empowering rather than abstract or intimidating. 1. Start with purpose, not numbers I’d first help students connect money to life goals they care about—freedom, stability, helping family, starting a business, or retiring comfortably. When students understand why they’re saving, the habit becomes meaningful rather than restrictive. 2. Teach saving as a habit, not a sacrifice I’d emphasize that wealth is built through consistency, not large amounts. Even small, regular savings matter because they train discipline. Framing saving as “paying yourself first” helps students see it as a priority, not what’s left over. 3. Explain time and compounding clearly I’d use simple examples to show how money grows over time through compounding. Seeing how starting early beats saving more later is often a powerful motivator for students.

How I budget my finances