Wealth to me means freedom and independence, basically living life on my own terms.

Most students graduate knowing how to write essays, but not how to manage debt. Financial literacy is what protects your freedom. Without savings, you don’t just lack money; you also lack optionality. You lose the ability to say no. You stay in toxic workplaces, unhealthy environments, or stressful situations longer than you should because you feel financially trapped. Long-term saving isn’t just about wealth. It’s about autonomy. It’s about reducing stress and anxiety. It’s about giving yourself the power to walk away when something no longer serves you. Money won’t solve everything, but financial security gives you space, clarity, and choice. And choice is freedom.

As a student, I think it is important to have a good understanding of budgeting and managing your income and expenses, as well as knowledge about debt and credit, including student loans and credit cards. It is also important to start saving money for future emergencies. Investing small amounts of extra cash can also help.