I would encourage my friends to start saving by making it feel simple and achievable. Most people don’t save because it seems overwhelming, so I’d show them how even small automatic transfers add up over time. I’d also help them set short-term goals, like building a $500 emergency fund, and explain how saving gives you freedom and reduces stress. Sharing tools I use budgeting apps, high-yield savings accounts, or cash-back credit cards, also helps make saving feel more accessible and rewarding.

I am a senior at Virginia Tech studying finance, and I’ve built a strong foundation in financial analysis, investing principles, and data-driven decision making. My coursework and personal experience have given me exposure to areas such as portfolio management, equity research, valuation, and market behavior. I also have hands-on experience working with finance and fintech companies through UGC projects, which has strengthened my understanding of how financial products are communicated to consumers. I enjoy applying analytical tools to understand how companies create value and how broader economic trends influence investment performance.

Yes.

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