I’d encourage them by keeping it simple and relatable — starting small, setting realistic goals, and showing how small, consistent savings add up over time. I’d focus on practical tips like automating savings, tracking spending, and saving for things they actually care about, rather than making it feel restrictive.

I have a strong interest in finance and investing, with practical experience across personal finance, budgeting, long-term investing, and understanding how financial products work in real life. I enjoy breaking down complex financial concepts into simple, relatable content that helps people make better financial decisions.

Yes — I have previous experience creating content, including finance-focused and professional services content. I focus on clear, engaging messaging that’s easy for users to understand and act on.